Add to Cart - Submit

Introduction

After creation of cart the user is shown with this screen with options to send mail about the cart, initiate a new transfer and download the cart details in various formats.

Navigation

• Click Submit in the Add to Cart under Initiate Funds Transfer screen.

• The Add to Cart - Submit screen is displayed.

Note:

When the user clicks the Submit button of Initiate payment menu option, There is a place holder available for displaying recommendation or tip on the screen.

When the user submits the payment successfully, the analytics identifies the payment to be a regularly (3 frequent payments) made payment to the same beneficiary and pushes a recommendation/tip on the successful payment screen to add recurring transaction to the beneficiary with amount and frequency pre-populated. Analytics engine uses amount and frequency used earlier by customer while initiating a payment.

When the customer sees the recommendation/tip on the screen, she has the following choices:

• Accept

If the customer accepts the recommendation/tip, then the customer is directed to a recurring instruction creation screen with relevant data pre-populated.

• Reject

If the customer rejects the recommendation/tip, then the same recommendation/tip is not shown to the customer for a stipulated time period as set by the bank user in the analytical engine.

What you can do

The table below provides a brief description of the data that should be entered on the screen and the functions you can perform:

Field

Description

COMMON DETAILS

Reference ID

The reference id of the cart is displayed.

Note:

In case of When user initiates tax payments, a CIN number will get generate for that particular tax payment. The tax payment date will be appended as part of CIN number.

Transaction initiated after the cut-off time, the payment date which gets appended to the CIN number will be the next business date.

System will also display the message to the user that payment will be happening on the next business date  if the transaction is initiated by the user after the cut off time and next business date is calculated and CIN number will get generated with next business date appended to it.

Transaction Type

The type of transaction, that is, self transfer or third party transfer is shown.

Frequency Type

Specifies if it is one time or recurring funds transfer.

Transaction Date

The date of transaction is displayed.

Transaction Currency

The currency of transaction is displayed.

Manual Release Required

This specifies if the transaction is held or not.

Highest Entry Amount

The highest entry amount in the batch of transactions.

Total Transaction Amount

The sum total of credits or debits in the transfer batch.

Total Charge Amount

The total charge amount for the transfer batch

Total Amount

The sum of total transaction amount and total charge amount.

Total Number of Entries

The total number of entries in the cart is displayed.

Transaction Status

The transaction status of the cart is shown.

ENTRIES ADDED

Entry ID

The reference id for individual transfer entries. On clicking this link the complete details of the transfer entry can be retrieved.

Originating Detail

The debit account number is displayed. On clicking this, the account details of the account is shown.

Network

The network is within bank network in case of funds transfer.

Destination Detail

The destination account is displayed. On clicking this, the details of the account can be viewed.

Currency

The currency used for the transfer entry is displayed.

Charge

The charge amount for the transfer entry is displayed.

Entry Amount

The transaction amount entered for the transfer entry is shown

Total Amount

The sum of entry amount and charge amount is displayed

Remark

Enter the remarks for adding to the cart.

Cart Name

A name is entered for this cart. Based on the name of cart, the transactions can be later initiated using the Initiate from Cart.